{"id":123,"date":"2026-03-09T13:55:00","date_gmt":"2026-03-09T13:55:00","guid":{"rendered":"https:\/\/tt-blogs.dealerfire.com\/folsomautomall\/?p=123"},"modified":"2026-03-24T13:55:22","modified_gmt":"2026-03-24T13:55:22","slug":"how-to-find-the-right-car-insurance-for-you","status":"publish","type":"post","link":"https:\/\/www.folsomautomall.com\/blog\/how-to-find-the-right-car-insurance-for-you\/","title":{"rendered":"How to find the right car insurance for you&#8230;"},"content":{"rendered":"\n<figure class=\"wp-block-embed is-type-video is-provider-youtube wp-block-embed-youtube wp-embed-aspect-16-9 wp-has-aspect-ratio\"><div class=\"wp-block-embed__wrapper\">\n<iframe loading=\"lazy\" title=\"Folsom Auto Mall - How to Find The Right Car Insurance For You\" width=\"474\" height=\"267\" src=\"https:\/\/www.youtube.com\/embed\/SHAOG2pGd0U?feature=oembed\" frameborder=\"0\" allow=\"accelerometer; autoplay; clipboard-write; encrypted-media; gyroscope; picture-in-picture; web-share\" referrerpolicy=\"strict-origin-when-cross-origin\" allowfullscreen><\/iframe>\n<\/div><\/figure>\n\n\n\n<p>Finding the right car insurance isn\u2019t always easy. First, you have to figure out what\u2019s most important to you. Is it the lowest possible rate? The best customer service? The ease of use; does it have an app? Does it cover what you need? Is it even available in your area? Once you know the answers to these questions, the Folsom Auto Mall has tips to make finding the right car insurance easier.<\/p>\n\n\n\n<!--more-->\n\n\n\n<p><strong>Do your research. <\/strong>There are hundreds of car insurance companies available. Search online and start by reading reviews. Are customers happy with their service? Do they have any common complaints? Check trusted sources. Do they have a Better Business Bureau rating? You can also check Consumer Reports and JD Power for unbiased reviews and ratings.<br><br>Next, <strong>figure out how much coverage you need<\/strong> and if you qualify for any discounts. Different kinds of automotive insurance coverage can include: Liability insurance (bodily injury and property damage), uninsured motorist coverage, collision and comprehensive insurance, personal injury protection, medical payments (MedPay) coverage and additional coverage like gap insurance, rental reimbursement and roadside assistance.<br><br>Depending on where you live, you might require specific coverage. Certain states require uninsured motorist covered, personal injury protection coverage and\/or medical payments coverage. As of this writing, in California, the Minimum Liability Insurance Requirements for Private Passenger Vehicles include $15,000 for bodily injury (BI) to one person, $30,000 for bodily injury (BI) to more than one person and $5000 for damage to property (PD).<br><br>Comprehensive and collision insurance is available which covers repairs to your own vehicle if it\u2019s damaged in an accident. It also covers other damage like vandalism, theft or storm damage. If you\u2019re leasing your vehicle, this coverage is likely required.<br><br>Once you determine how much coverage you need, <strong>compare quotes<\/strong> from multiple companies. Make sure you\u2019re comparing apples to apples &#8211; with regard to exact coverage amounts and which specific protections you\u2019ve chosen. You can also try using an online insurance coverage calculator to make sure the estimates you get are reasonable and in line with what other people are paying. It\u2019s also a good idea to <strong>shop around<\/strong> for a new policy if you\u2019re adding a new driver, you\u2019ve been driving more safely or you &#8211; or another driver on your policy &#8211; recently turned 25.<br><br>Good luck finding your perfect car insurance. And if you need help finding your perfect CAR, shop the Folsom Auto Mall!<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Finding the right car insurance isn\u2019t always easy. First, you have to figure out what\u2019s most important to you. Is it the lowest possible rate? The best customer service? The ease of use; does it have an app? Does it cover what you need? Is it even available in your area? Once you know the [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":[],"categories":[2],"tags":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v16.1.1 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<link rel=\"canonical\" href=\"https:\/\/tt-blogs.dealerfire.com\/folsomautomall\/how-to-find-the-right-car-insurance-for-you\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"How to find the right car insurance for you... - Folsom Auto Mall\" \/>\n<meta property=\"og:description\" content=\"Finding the right car insurance isn\u2019t always easy. First, you have to figure out what\u2019s most important to you. Is it the lowest possible rate? The best customer service? The ease of use; does it have an app? Does it cover what you need? Is it even available in your area? Once you know the [&hellip;]\" \/>\n<meta property=\"og:url\" content=\"https:\/\/tt-blogs.dealerfire.com\/folsomautomall\/how-to-find-the-right-car-insurance-for-you\/\" \/>\n<meta property=\"og:site_name\" content=\"Folsom Auto Mall\" \/>\n<meta property=\"article:published_time\" content=\"2026-03-09T13:55:00+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2026-03-24T13:55:22+00:00\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Est. reading time\">\n\t<meta name=\"twitter:data1\" content=\"2 minutes\">\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"WebSite\",\"@id\":\"https:\/\/tt-blogs.dealerfire.com\/folsomautomall\/#website\",\"url\":\"https:\/\/tt-blogs.dealerfire.com\/folsomautomall\/\",\"name\":\"Folsom Auto Mall\",\"description\":\"Official Blog\",\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":\"https:\/\/tt-blogs.dealerfire.com\/folsomautomall\/?s={search_term_string}\",\"query-input\":\"required name=search_term_string\"}],\"inLanguage\":\"en-US\"},{\"@type\":\"WebPage\",\"@id\":\"https:\/\/tt-blogs.dealerfire.com\/folsomautomall\/how-to-find-the-right-car-insurance-for-you\/#webpage\",\"url\":\"https:\/\/tt-blogs.dealerfire.com\/folsomautomall\/how-to-find-the-right-car-insurance-for-you\/\",\"name\":\"How to find the right car insurance for you... - Folsom Auto Mall\",\"isPartOf\":{\"@id\":\"https:\/\/tt-blogs.dealerfire.com\/folsomautomall\/#website\"},\"datePublished\":\"2026-03-09T13:55:00+00:00\",\"dateModified\":\"2026-03-24T13:55:22+00:00\",\"author\":{\"@id\":\"https:\/\/tt-blogs.dealerfire.com\/folsomautomall\/#\/schema\/person\/4a015fb239678798a9f156ccdcb6d9c0\"},\"breadcrumb\":{\"@id\":\"https:\/\/tt-blogs.dealerfire.com\/folsomautomall\/how-to-find-the-right-car-insurance-for-you\/#breadcrumb\"},\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\/\/tt-blogs.dealerfire.com\/folsomautomall\/how-to-find-the-right-car-insurance-for-you\/\"]}]},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\/\/tt-blogs.dealerfire.com\/folsomautomall\/how-to-find-the-right-car-insurance-for-you\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"item\":{\"@type\":\"WebPage\",\"@id\":\"https:\/\/tt-blogs.dealerfire.com\/folsomautomall\/\",\"url\":\"https:\/\/tt-blogs.dealerfire.com\/folsomautomall\/\",\"name\":\"Home\"}},{\"@type\":\"ListItem\",\"position\":2,\"item\":{\"@type\":\"WebPage\",\"@id\":\"https:\/\/tt-blogs.dealerfire.com\/folsomautomall\/how-to-find-the-right-car-insurance-for-you\/\",\"url\":\"https:\/\/tt-blogs.dealerfire.com\/folsomautomall\/how-to-find-the-right-car-insurance-for-you\/\",\"name\":\"How to find the right car insurance for you&#8230;\"}}]},{\"@type\":\"Person\",\"@id\":\"https:\/\/tt-blogs.dealerfire.com\/folsomautomall\/#\/schema\/person\/4a015fb239678798a9f156ccdcb6d9c0\",\"name\":\"Admin\",\"image\":{\"@type\":\"ImageObject\",\"@id\":\"https:\/\/tt-blogs.dealerfire.com\/folsomautomall\/#personlogo\",\"inLanguage\":\"en-US\",\"url\":\"https:\/\/secure.gravatar.com\/avatar\/115586f809dce898c2e47e3cedf57ea2?s=96&d=mm&r=g\",\"contentUrl\":\"https:\/\/secure.gravatar.com\/avatar\/115586f809dce898c2e47e3cedf57ea2?s=96&d=mm&r=g\",\"caption\":\"Admin\"}}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","_links":{"self":[{"href":"https:\/\/www.folsomautomall.com\/blog\/wp-json\/wp\/v2\/posts\/123"}],"collection":[{"href":"https:\/\/www.folsomautomall.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.folsomautomall.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.folsomautomall.com\/blog\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.folsomautomall.com\/blog\/wp-json\/wp\/v2\/comments?post=123"}],"version-history":[{"count":1,"href":"https:\/\/www.folsomautomall.com\/blog\/wp-json\/wp\/v2\/posts\/123\/revisions"}],"predecessor-version":[{"id":124,"href":"https:\/\/www.folsomautomall.com\/blog\/wp-json\/wp\/v2\/posts\/123\/revisions\/124"}],"wp:attachment":[{"href":"https:\/\/www.folsomautomall.com\/blog\/wp-json\/wp\/v2\/media?parent=123"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.folsomautomall.com\/blog\/wp-json\/wp\/v2\/categories?post=123"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.folsomautomall.com\/blog\/wp-json\/wp\/v2\/tags?post=123"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}